Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Rates Refuse to Drop Ahead of Election. How About After?
11/1/2024 3:50 PM
It is our longstanding policy to strictly avoid politics except in cases where the political realm legitimately intersects with relevant events for rates. Now is clearly one of those times. The discussion that follows contains no opinion or partisan leaning. Before getting started, let"s catch up with mortgage rates.  Things haven"t been grea...Read More
 
Mortgage Rates at 4 Month Highs. More Volatility Ahead
10/31/2024 2:35 PM
Mortgage rates rates moved moderately higher today, and while that leaves the average 30yr fixed rate only slightly higher than it was on Tuesday morning (7.09 vs 7.08), it"s also the highest rate in almost exactly 4 months. In a break from recent norms, the bond market didn"t take cues from data or election positioning.  Instead, it was a ma...Read More
 
Economic Data Keeping Pressure on Mortgage Rates
10/30/2024 2:57 PM
The jobs report that came out at the beginning of October was a big wake up call for interest rates.  Up until then, the prevailing belief was that the labor market was progressively softening and perhaps at risk of softening too quickly.  The Federal Reserve had singled out the jobs market as an indicator that would dictate the pace of t...Read More
 
Mortgage Rates Hit Another Multi-Month High Despite Afternoon Recovery
10/29/2024 2:56 PM
Mortgage rates tend to be updated only once per day.  Lenders set rates based on trading levels in mortgage-backed securities (MBS) which are essentially bonds that are tied to cash flows from groups of mortgages.  MBS move throughout the day much the same way that US Treasuries do.  If they move enough, lenders can issue mid-day cha...Read More
 
Mortgage Rates Back to 7%
10/28/2024 2:58 PM
It"s no mystery that mortgage rates have had a terrible October.  As of last Friday, the average lender"s top tier 30yr fixed rates were up to 6.90--an increase of more than 0.625% this month.  Today"s 0.10% increase brings the rate index up to 7.0% exactly which is the highest we"ve seen since July 10th. The relatively larger size of to...Read More
 
Mortgage Rates Effectively Unchanged Yet Again
10/25/2024 11:35 AM
Mortgage rates reached their highest level of the week on Wednesday and haven"t really moved since then.  Technically each subsequent day saw a microscopic reduction in the average top tier 30yr fixed rate, but the average borrower would likely be seeing the same quote all three days. This flat trajectory contrasts sharply with the first two ...Read More
 
Mortgage Rates Finally Win One, Albeit a Small One
10/24/2024 3:02 PM
Mortgage rates have risen every day since October 15th and some of the jumps have been fairly big.  That followed an even bigger increase earlier in the month with the whole ordeal accounting for a 0.72% increase in 30yr fixed rates since October 1st. Today"s trading session offered a break from the recent trend with bonds improving overnight...Read More
 
Mortgage Rates Tick Up to Another Multi-Month High
10/23/2024 3:09 PM
Mortgage rates have been moving two directions recently and both of them are "up."  Only the pace changes.  Today"s pace was modest to moderate, but because we were already at the highest levels since late July, the same is obviously true for today. There were no standout market movers in play today on the economic calendar.  The bo...Read More
 
Mortgage Rates Much Steadier Today, But Still a Bit Higher
10/22/2024 2:47 PM
Mortgage rates jumped to their highest levels since late July yesterday.  Underlying market movement wasn"t readily attributable to any singular headline or economic report.  Leading theories involve changes in election odds and more esoteric aspects of the bond market"s plumbing. The damage was much easier to quantify as it resulted in ...Read More
 
Rates Jump Quickly to Highest Levels Since July
10/21/2024 2:42 PM
By the smallest of margins, mortgage rates are back up to levels last seen in July.  That means we"ve gone from being fairly close to 6% in mid-September to being nearly as close to 7% today when it comes to top tier 30yr fixed scenarios for the average lender. Today"s jump was particularly quick and frustratingly lacking in satisfying explan...Read More