Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Wild Ride For Rates After Stunning Jobs Report
2/3/2023 3:34 PM
Interest rates take cues from several places. Regularly scheduled economic data is always a consideration because a stronger economy implies more growth and tighter Fed policy, both of which are bad for rates. Certain reports carry significantly more weight than others.  If put to a vote, the perennial top dog would be The Employment Situatio...Read More
 
Mortgage Rates Back Under 6% For First Time in Months, But Just Barely
2/2/2023 2:52 PM
Mortgage rates responded favorably to yesterday"s press conference with Fed Chair Powell.  We discussed that move in detail in yesterday"s commentary: Fed Hikes Rates. Mortgage Rates Drop. Here"s How That Works. Now today, the average lender improved just a bit more as the Fed"s European counterpart released its latest policy announcement.&nb...Read More
 
Fed Hikes Rates. Mortgage Rates Drop. Here"s How That Works
2/1/2023 3:48 PM
For some, this will be old hat.  For others, there"s a mystifying dynamic that demands explanation.  The confusion stems from years of being conditioned to believe that when the Fed "hikes" or "cuts" rates that mortgage rates move accordingly.  That"s actually not exactly how it works. The Fed is currently in a rate hike cycle, so w...Read More
 
Mortgage Rates Have Been Calm So Far This Week. That Could Change Now
1/31/2023 3:02 PM
Mortgage rates have been roughly in line with last week"s latest levels at the beginning of the current week.  That means they"re fairly close to the 4 month lows seen 2 weeks ago with the average lender able to offer conventional 30yr fixed rates in the low 6% range on top tier scenarios. The past several weeks have been the calmest in more ...Read More
 
The Most Stable Mortgage Rate Trend Since 2021
1/27/2023 3:43 PM
There are those who always try to portray the glass as being half full when it comes to the housing market. Then there are those who love a full glass, but who also call it like they see it. Right now, each camp has something to agree on: the glass is more full than it was last month. Before proceeding, a disclaimer is in order.  Outright mea...Read More
 
Mortgage Rates Hold Almost Perfectly Steady
1/26/2023 2:33 PM
Scheduled economic reports are one of the first places the market looks to get a read on interest rate momentum.  Of all the days this week, Thursday boasted the highest concentration of potentially relevant data.  Nonetheless, rates barely budged. In fact, the average lender is perfectly in line with yesterday"s latest rate offerings.&n...Read More
 
Mortgage Rates Move Modestly Lower
1/25/2023 3:26 PM
Mortgage rates are primarily determined by the bond market, and it"s been an uneventful week for bonds!  That means we haven"t seen much of a change in mortgage rates relative to the changes frequently seen over the past year. Bonds began the day in slightly stronger territory before losing ground following comments from the Bank of Canada"s ...Read More
 
Mortgage Rates Recover After Starting Higher
1/24/2023 3:31 PM
Mortgage rates began the day at higher levels than yesterday for the average lender, but the movement was fairly small.  Most lenders were still able to offer the same "note rate" (the actual interest rate attached to a mortgage note), but with slightly higher upfront costs. Economic data contributed to early bond market weakness.  Weake...Read More
 
Mortgage Rates Drift Slightly Higher
1/23/2023 3:15 PM
After hitting the lowest levels in 4 months at times over the past week, rates have drifted up a bit.  There hasn"t been much rhyme or reason behind the bounce.  In other words, there wasn"t some important economic report or Fed policy shift that spooked the underlying bond market (rates are determined primarily by bond prices/yields).&nb...Read More
 
Mortgage Rates Are Actually Slightly Higher This Week
1/19/2023 3:04 PM
If you cross paths with the average mortgage rate article (or tweet/post/etc) today, chances are you"ll see some mention of "rates moving lower."  That"s both true and untrue, depending on your perspective. The articles in question would likely be referring to mortgage rates for the current week versus those available last week.  This is...Read More