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For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
Mortgage Rates Surprisingly Resilient Despite Moving Slightly Higher After Jobs Report
12/8/2023 3:35 PM
Heading into this week (and even throughout the entirety of last week) we were mostly focused on seeing today"s jobs report for the next big dose of influence on the mortgage rate landscape. Unsurprisingly, a strong report resulted in higher rates, but not as high as we might have imagined. In fact, many borrowers will barely see a difference comp...Read More
Mortgage Rates Roughly Unchanged Today, But Probably Not Tomorrow
12/7/2023 3:59 PM
If you"re reading this on Thursday, December 7th, it is the day before the big jobs report--the one that has all the potential in the world to cause huge reactions for interest rates.  It"s not that lenders are watching the economic data and then guessing at how to adjust their rates in response.  Lenders are watching the bond market to d...Read More
Another Day, Another 4-Month Low
12/6/2023 3:47 PM
Mortgage rates are hitting lower milestones like it"s their nine to five recently and today was just another day at the office.  The average lender was only modestly lower versus yesterday, but since yesterday was effectively a 4 month low, today therefore deserves the same recognition. In fact, today"s version is a bit more legitimate as we ...Read More
Mortgage Rates Effectively At 4 Month Lows
12/5/2023 3:26 PM
Right from the start and with only a few days that didn"t fit the narrative, November was a stellar month for mortgage rates, and December is picking up right where it left off.  The first few days of the new month have only seen rates move lower by 0.07%, but that"s a strong showing considering the drop of almost 3/4th of a percent from 10/31...Read More
Mortgage Rates Move Slightly Higher, But Still Effectively at 3-Month Lows
12/4/2023 2:29 PM
Apart from this past Friday, you"d have to go back to September 1st to see lower mortgage rates than today.  It probably makes the best sense to view last Friday as a slightly overdone rally as opposed to viewing today as some sort of ominous shift. More importantly, it probably doesn"t matter which way it"s viewed because the incoming econom...Read More
Another Surprisingly Strong Day For Mortgage Rates
12/1/2023 4:05 PM
Just yesterday, we were nodding in agreement and acceptance of the fact that rates were better served by cooling off a bit (read: "rising") after improving at a pace that seemed too quick for the motivations earlier in the week.  In other words, it was a bit of a pickle to explain why Tuesday and Wednesday"s news and data were worth a surge to...Read More
Mortgage Rate Winning Streak Finally Ends, But Just Barely
11/30/2023 2:08 PM
If you count the Friday after Thanksgiving as a business day, mortgage rates had fallen for 6 straight days as of yesterday afternoon.  Moreover, they"d reached the lowest levels in 3 months and had put an impressive amount of distance between themselves and the highs seen just over a month ago. Ironically, yesterday"s analysis expressed some...Read More
Lowest Mortgage Rates in Nearly 3 Months
11/29/2023 4:03 PM
There were no major economic reports or news headlines in play today.  Movement in the bond market (which underlies mortgage rate changes) was orderly and moderate.  There were no major changes in high level lending costs or any other costs that would impact mortgage rates.  Despite all that, rates improved appreciably compared to re...Read More
Rates Glide Gently to New 2-Month Lows
11/28/2023 2:52 PM
The trend in rates has been very linear in the 2nd half of the month and the day-to-day changes have been getting smaller and smaller. On 5 of the last 6 business days, the average 30yr fixed rate has moved by less than 0.02% by the end of the day. Conveniently, most of the gentle moves have been in a friendly direction.  With rates already a...Read More
Mortgage Rates Undo Any Potential Damage From Last Friday
11/27/2023 2:23 PM
Thanksgiving week is always an interesting (and frequently frustrating) time for the bond market that underlies day to day interest rate changes.  Markets are traded by humans, even in cases where humans are programing machines to do the trading, and human participation dwindles on certain holiday weeks. As participation decreases, trading le...Read More