Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
Mortgage Rates Moving Back Up From 6 Week Lows
3/27/2023 3:18 PM
Mortgage rates hit their lowest levels in just over 6 weeks on Friday as investors braced for bad news in the banking sector.  Such fears tend pull money out of the stock market and into bonds.  Excess bond demand means lower rates, all other things being equal. After a weekend without any new bank drama, investors were able to move back...Read More
Mortgage Rates Inch Down to Lowest Levels Since Early February
3/23/2023 3:21 PM
Over the course of the past two days, the average conforming 30yr fixed rate has moved down to the lowest levels since early February for most lenders.  In nuts and bolts terms, that"s a drop of more than half a percent. Yesterday accounted for a much larger portion of the improvement as lenders continued updating their offerings in response ...Read More
Fed Hikes Rates; Rates Drop Sharply. Here"s How That Works
3/22/2023 4:05 PM
There was some debate as to whether or not the Federal Reserve would hike the Fed Funds Rate today, although the consensus was for a 0.25% increase.  That"s exactly what the Fed delivered.  Additionally, markets were (and still are) betting that the Fed cuts rates by roughly 0.75% by the end of the year, but the Fed"s just-released foreca...Read More
Rates Continue Higher Ahead of Important Fed Announcement
3/21/2023 3:24 PM
Banking sector fears were responsible for a nice little drop in mortgage rates over the past 2 weeks.  As those fears subside (to some extent, anyway), the market reaction has reversed to some extent.  This is most noticeable in the stock market in the US. Stocks don"t dictate interest rates.  That job falls to bonds and bonds have ...Read More
How to Make Sense of Mortgage Rate Info These Days
3/20/2023 3:13 PM
Let"s start today"s rate coverage with a public service announcement on the best way to be a consumer of mortgage rate data online.  It can be quite a chore to make sense of day-to-day mortgage rate movement recently.  Even after doing as much as can possibly be done to ensure apples-to-apples comparisons, there can still be significant ...Read More
The Fed Will Still Raise Rates in March, And That’s Why Rates May Keep Falling
3/17/2023 3:48 PM
There’s certainly a chicken/egg problem when it comes to interest rate news. Is it the Fed’s decisions that move rates? Or do market forces move rates, thus forcing the Fed to react? The answer is somewhere in between. If inflation and economic growth were always positive, low, and stable, the Fed would never lift a finger, but they are compelled ...Read More
Mortgage Rates Start Lower, But Then Jump Higher In The Afternoon
3/16/2023 3:00 PM
Mortgage rates are ideally determined only once per day, several hours into the business day.  This gives mortgage lenders time to observe a baseline for trading levels in the bonds determine what they can charge.  But those bonds trade all day and if things deteriorate enough, lenders can change rates in the middle of the day.  Toda...Read More
Mortgage Rates Drop Back to Monday"s Lows After More Big Bank Drama
3/15/2023 3:17 PM
Does Credit Suisse qualify as a "big bank" anymore?  The company could be argued to be circling the drain for many months, but nonetheless holds hundreds of billions in assets.  If it failed, it would be a big deal, and financial markets asked that question in a very serious voice today. All other things being equal, when financial marke...Read More
Mortgage Rates Jump Back Up to Friday"s Levels
3/14/2023 1:58 PM
Mortgage rates made substantial gains yesterday as financial markets underwent a classic flight to safety.  This involves selling riskier assets like stocks and buying fixed-income assets like bonds.  When investors buy bonds, it puts downward pressure on interest rates, all other things being equal. The flight-to-safety began with the 2...Read More
Mortgage Rates Down Big, But Lagging Other Indicators
3/13/2023 1:53 PM
If you"re just getting caught up or otherwise haven"t heard, the biggest news in financial markets since last Friday has been the precipitous failure of Silicon Valley Bank.  While not necessarily a household name, SVB was the 16th largest bank in terms of assets and the 2nd biggest bank failure in history behind Washington Mutual 15 years ago...Read More